Below are a few carriers we work with:
Are You Confused by Medicare?
Many retirees find Medicare confusing, and one wrong move can cost you thousands. With late penalties that never go away, it’s crucial to understand your options so you can secure the coverage you need without unexpected expenses.
In about 15 minutes, We Simplify Medicare for You.
We’re here to break down everything you need to know about Medicare in an easy-to-understand way. Our expert guidance will help you make the right choice for your healthcare coverage.
What is Medicare?
It’s divided into key parts:
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Part A (Hospital Insurance): Covers hospital stays and certain healthcare services
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Part B (Medical Insurance): Covers doctor visits and outpatient services.
Keep in mind that while Medicare provides vital benefits, it isn’t completely free – you’ll still need to budget for premiums, deductibles, and copays.
Explore Your Medicare Options
When it comes to choosing the right Medicare plan, you have two main paths:
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Original Medicare: Combine Parts A and B with additional plans like Medigap and Part D for prescription drug coverage.
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Medicare Advantage (Part C): An all-in-one alternative that includes both medical and drug coverage in one plan.
Avoid Costly Medicare Mistakes
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Timely Enrollment: Sign up as soon as you’re eligible to avoid lifelong late penalties.
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Annual Plan Comparison: Coverage and pricing can change yearly – comparing plans regularly ensures you’re getting the best value.
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Expert Guidance: Work with an independent Medicare expert who can help you navigate the complexities of Medicare and tailor a plan to your unique needs.
We do not offer every plan available in your area. We currently represent 8 organizations which offer 42 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Kent Winkler
“They explained everything in layman's terms so you understand what kind of insurance you're getting very very nice people that work with I am definitely going to change and go with Kirk Warner"
Anthony Crane
"Outstanding personal service. Very knowledgeable. Our representative Michael is a phenomenal asset to this company."
Mark Dederichs
“I have been working with insurance and the like for over 30 years and I must say Kirk and his team are outstanding. I have experienced a level of customer service second to none. They are willing to help with all types of concerns. Truly a blessing in my life.”